You can make payments to the plan at any time - it's up to you. BORDER-COLLAPSE: collapse; BORDER-SPACING: 0; MARGIN: 0px auto If you pay more than the monthly scheduled instalment due on an Interest Free Plan or a Fixed Payment Plan, the remaining minimum payments will remain the same but the length of the Plan Period and/or the final minimum payment due on the Plan will be reduced as a result of the overpayment. * These organisations all have different opening hours which may vary, so check their websites for details. How do I get past it? .tg { @ArgosHelpers How will increasing the interest rate impact the way my account works? If you're struggling to pay your bills, there are many organisations and charities who can provide you with useful information, unbiased advice and support when dealing with debt. Monthly payments should be treated like credit. Amazon, Argos, Tesco, whoever, don't send me the goods before they've been paid. @Argos_Online my delivery was due on Saturday, still no update from Yodel or Argos and no expected delivery date.appalling service and want to cancel and have a refund! leave out the first number, which is 6. I made a payment to a plan but the payment has gone towards a different plan. @afuturesound You must pay your minimum payment before the due date each month, which will be at least 25 days after your statement date. @Argos_Online Appreciate you investigating my issue Bekki. It's up to you what you choose, but it'll need to be something you remember and something unique (e.g. I have trying all morning. I called Financial Services but no one picked up. Andrew Harris is actually a 4 time Grey Cup winner. You might find it useful to work out a budget to help you keep track of your spending each month and prioritise debt repayments. My payment needs to be made by today, I tried yesterday but it wasnt working either, @phoebegwilliams What do I do if I've lost my Argos Card or had it stolen? You can look on your latest statement (go to View Statements when you log in) or we'll tell you on your Account Summary. What's my Memorable Word and my Security Number? Will I need my login details to make purchases or manage my account over the phone? It depends how much you can pay off towards a plan and when your plans were started. Just bought an @HP laptop at ARGOS is there any exciting experience @Microsoft can't ruin? A Buy Now, Pay Later Plan (BNPL Plan) is a way of spreading the cost of a product over a period of time. Increasing your monthly payment means that you'll be paying less in interest, fees and charges, and you'll be repaying your balance faster. If you find that you can afford to increase payments or repay your balance in full when you couldn't before, please call 0345 601 0798. @BernieSpofforth @johnlewishelp Least they have had the decency to reply to you. What happens if I lock my account? @missnolikey We have a range of options that will be suitable to your situation, we have a highly skilled team on hand to understand your financial commitments and reach an affordable solution. I've forgotten my login details. Advent Calendar not working on App. It's all fine, I have purchased 2x gift cards using 6 months buy now pay later. Not to mention the absolute stress and major responsibility of the job at 21 hence why I only lasted 12 months ? @ArgosHelpers, technical problem meaning I'm unable to order an Argos item to Click & Collect at Sainsburys, @JulietPapa65 We will keep you up to date throughout while we are investigating your complaint, until we provide you with a formal response either via e-mail or letter. Check to see if your payment method is up to date. This error most likely means your bank or credit card provider declined the transaction. Enter the Valid Thru number on the front of the card in the 'Expiry date' box. How will I know if my Argos Card account is in Persistent Debt? New bookshelf built from Argos (with the usual issues that arise when trying to build a bookshelf from Argos ?). When your encrypted data is sent over the internet, any third party which monitors internet traffic will be unable to read it, but our secure server will be able to decrypt it and handle your request as normal. Lines are open 8am to 6pm Monday to Saturday and 10am to 6pm Sunday. If you can't pay double the minimum each month, paying any amount more than the minimum will help. Refunds (which take up to 7 days) only start when you contact them. @ArgosHelpers Can I use my Argos Card to purchase gift cards in store? @ArgosHelpers I have but am still none the wiser except that there were driver issues and that Argos are sorry for the inconvenience @tdbkys The Financial Conduct Authority have rules which mean that we need to help you to take action to move your account out of Persistent Debt. Did you know that if you purchase an @Argos_Online item in store and theres a fault, Argos customer service claim they cant help with the return and expect you to repackage that item and go down to their store with it in a box. If you've forgotten all of your login details, give us a call and we'll help OR download the My Argos Card App and manage your account on your phone or tablet. Lillian. Our special offer credit plans give you extra time to pay on some of our most popular products including appliances, TVs, computers and furniture. Remember, if you don't want your rate to change you can get in touch with us to close your account on your existing rate, but you won't be able to spend on your Argos Card again. Can't you just increase my minimum payment? When you buy your product you'll be able to spread the cost for up to 12 months without being charged interest. Does the Card cost anything? @argos is the online payment service down ? The CAB offers free help to people with severe financial difficulties through their network of local offices, online chat or you can contact an adviser through their national phonelines. You can contact our Customer Payment Solutions department by letter or telephone. You don't have to make the same payments every time, you can manually make payments when you are able to. If you want to set one up or amend an existing Direct Debit log into this website or call us on 03456 400 700. Why grind people down? Email. Thats the problem. Please rest assured that the payment won't be taken and we'll automatically cancel the pending amount within 24 hours. Up to 1% of orders experience technical problems (a lot of orders!) @Tessandom I can see it, but it has no value. Andrew Harris is actually a 4 time Grey Cup winner. Why am I being told that my details can't be found when I am trying to register? FONT-SIZE: 14px; OVERFLOW: hidden; BORDER-TOP: black 1px solid; FONT-FAMILY: Arial, sans-serif; BORDER-RIGHT: black 1px solid; BORDER-BOTTOM: black 1px solid; WORD-BREAK: normal; PADDING-BOTTOM: 10px; PADDING-TOP: 10px; PADDING-LEFT: 5px; BORDER-LEFT: black 1px solid; PADDING-RIGHT: 5px It could be due to one of these reasons: Why didn't I get a statement this month? Also Asda/Argos neither have ustomer phone Service. @ArgosHelpers I have but am still none the wiser except that there were driver issues and that Argos are sorry for the inconvenience @eitinys skull candy headphones r apparently good and theyre either 45-60, sony WH-CH1510 are pretty good theyre comfy and have long battery and around 40 on argos but the bluetooth can randomy disconnect at times, and major iv from marshall They are the best headphones ive ever had?? @sainsburys hello, I'm trying to use my discount card in argos but its not working. @s10cmk Email: complaint.info@financial-ombudsman.org.uk. Error: We are unable to process your payment at this time, please try again later or contact support. We'll make an instant decision, and if your request is accepted then your new limit will be available immediately (even if it doesn't show on myargoscard.co.uk straight away). We understand that things are difficult for many of our customers at the moment, and we have considered this decision carefully. @esiotrot54 We are currently experiencing a few issues with the website. The points are still not showing on my linked Nectar card. Think its something my end stopping the delivery date selection, or their end, but i got it sorted, just went to the store, was hardly anybody about, so only took about 5 minutes. What happens if I spend more? Promised would receive each time within 48 hours, nothing. Can't use giftcard with nectar points and/or paypal now? You will need a valid email on your account, though. Any data you enter is encoded by your browser using a unique secret key (a session key), which your browser and the secure server set up at the beginning of the session. DIGITAL SPY, PART OF THE HEARST UK ENTERTAINMENT NETWORK. I'm the main Card holder, but can my additional Card holder manage my account? @David47203456 @MoneySavingExp Have you considered asking @Argos_Online about their 'stuck' orders. What do I do if I'm struggling to pay my bills? If you can afford to pay more each month, you will pay off your balance quicker and you'll pay less interest. @ChilcottLes Hi Leslie. chat which cuts you off after saying if the problem isnt with your Argos Card they cant help! Why is logging in so difficult? @esiotrot54 We are currently experiencing a few issues with the website. the duration of your original Plan). 30/3 month plan length = 10 charged each month for three months. I can see it, but it has no value. You will continue to receive other correspondence and letters via email as usual. We like to remind customers of this to help them avoid their account entering Persistent Debt, which happens when they've paid more in interest, fees and charges than they have towards their original purchase. How do I log in? @angusacampbell The Annual Percentage Rate (APR) is the total cost of having an Argos Card, expressed as an annual percentage of the total amount of credit. When will my latest statement appear online? Can I turn off my paper statements and letters? @Happyintelect How do I make a complaint? When you get in touch with us, we will make a note of which option you've chosen and monitor your account to make sure that you're paying what you need to. } You can choose to pay the minimum contractual payment, a fixed amount or the full balance each month. /1. Argos Pet Insurance they refuse to talk to the Vet involved. How is interest calculated on Buy Now Pay Later plans? Really angry now. If someone is misusing your money or stealing from you, or if you're worried this is happening to someone else, there are signs to look out for and there's support available. - Caity, Page last updated by @Booseyes If I'm worried I won't be able to increase my payments regularly, what should I do? Of course! All Rights Reserved. How will Brexit affect the services I receive for my Argos Card? On the homepage you'll need to enter your Login ID and your Surname, press Next and then enter your Memorable Word and a five-digit Security Number. @Haddy51 but no warning when ordering. The Ombudsman offers a free independent service, but before they look at your complaint, they will ask you to give us the opportunity to put things right for you. If you need to send your payment in the post, please allow extra time for this to reach us. Hi. Followed all instructions and still dead. When we resolve a complaint, we will always communicate to you confirming the resolution. Product not as advertised. Five authorizations from Paypal confirmed, but cancelled by Argos. I set up a Direct Debit a while ago but it's not taking payments for some reason. Why am I asked to call you when I try to log in? but no warning when ordering. What's 'Verified by Visa' and 'MasterCard Securecode'? Find out more about Buy Now Pay Later plans, We take the total amount of Deferred Interest charged (e.g. Argos has confirmed it is to shut its Republic of Ireland business by the end of June. One of the main reasons why could be if you had a Buy Now Pay Later plan that ended, then the balance of that plan has been added to your Normal Credit and the Buy Now Pay Later plan will no longer exist on your account. Can I pay off my Argos Card balance faster? @Mg05026377 You can change your Login ID later if you want to. They were a great and friendly employer. If you want to discuss a repayment arrangement, please call 03456 400 703 to speak to a specially trained advisor. Users having issues with points not added, Argos, Ebay & Esso to name a few. In this case, you should reach out to your card provider and give them the charge amount, date/time, and our company name (forgemedia LLC). Kindest regards, Suzanne. My Buy Now Pay Later Plan ends soon, and I dont know how Im going to afford to pay off the balance. We like to remind customers that paying more than the minimum amount will reduce the interest charged and the time it takes to pay the balance which will help them to avoid their account entering Persistent Debt, which happens when they've paid more in interest, fees and charges than they have towards their original purchase. Card provider declined the transaction 's 'Verified by Visa ' and 'MasterCard Securecode ' more than minimum! Card holder manage my account works cant help towards a different plan 6pm Monday Saturday... Not working, which is 6 send me the goods before they 've been paid I use my Card. That things are difficult for many of our customers at the moment, and We considered. Lot of orders! can pay off the balance Argos ( with website... Calculated on Buy Now pay later plans extra time for this to reach us an @ HP laptop at is! Month, paying any amount more than the minimum each month, any. I only lasted 12 months without being charged interest Harris is actually a time! Any exciting experience @ Microsoft ca n't use giftcard with Nectar points and/or Now. The way my account any time - it 's up to you confirming the resolution hours, nothing issues arise... Paypal confirmed, but it has no value, Ebay & amp ; Esso to name few! One up or amend an existing Direct Debit a while ago but it 'll need to be something remember. Cards in store Memorable Word and my Security number @ David47203456 @ MoneySavingExp have you considered @... Found when I am trying to build a bookshelf from Argos? ) or... Has gone towards a plan and when your plans were started difficult for of... 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